Make Waves to Fight Cancer while satisfying your required minimum distribution.
What is a QCD?
A qualified charitable distribution (QCD) is a distribution of funds from your IRA (excluding an ongoing SEP or SIMPLE IRA) directly to a qualified charitable organization, such as Swim Across America. Since the gift goes directly to the qualified charity without passing through your hands, the dollar amount of the donation may be excluded from your taxable income up to a maximum of $100,000 annually, with some exceptions. Please consult your tax advisor for information regarding your specific exceptions.
If you are 70.5 years or older, you can make tax-free gifts to Swim Across America of up to $100,000 from your IRA. Your donation will count toward your minimum required distribution.
How do I make a QCD to Swim Across America?
Contact your IRA custodian and request a direct transfer to:
Swim Across America, Inc. 8508 Park Road #389 Charlotte, NC 28210 Tax ID number: 22-3248256
Do not withdraw the funds and make a contribution yourself, or you will have to report the withdrawal as taxable income. If you are requesting the transfer at the end of the tax year, allow enough time for the transfer to complete by December 31.
Please note: we are not in a position to give formal tax advice, and we strongly advise you to have these gifts reviewed by your own qualified financial or tax advisors.
Swim Across America is finding ways to continuing supporting local beneficiaries during this challenging time. Local leadership has been donating meals to selfless healthcare workers at our beneficiary institutions as they continue putting themselves at risk to serve and protect all of us during this crisis. Our unwavering commitment to support our beneficiaries remains, and now more than ever we stand by each of them.
SAA – Houston
MD Anderson Cancer Center
Swim Across America – Houston treated the Pediatric and Brain & Spine Teams at MD Anderson Cancer Center to lunch as a way to express their sincerest appreciation for their service.
SAA – Dallas
Innovative Clinical Trials Center – Baylor Scott & White Health
A big thumbs up from Dr. Becerra after the Swim Across America – Dallas team brought “Taco Tuesday” to the staff of the Swim Across America Innovative Clinical Trials Center at Baylor Scott & White Health.
SAA – San Francisco Bay
UCSF Benioff Children’s Hospitals
SAA – San Francisco Bay provided their beneficiary and partners UCSF Benioff Children’s Hospitals with a nutritious breakfast last week to thank them for their continued efforts in supporting the Survivors of Childhood Cancer Program. Thanks to our friends Checkers Catering & Special Events for providing the scrumptious breakfast to these Capeless Heroes!!
SAA – Atlanta
Children’s Healthcare of Atlanta
Swim Across America – Atlanta had Chick-Fil-A cookies dropped off for the past and present medical staff who have been funded by Swim Across America to show our appreciation for all of their hard work. They returned the love with some fun photos with their cookies.
SAA – Long Island Sound
NY Presbyterian Hospital &
Memorial Sloan Kettering Cancer Center
Swim Across America – Long Island Sound has been busy reaching out to their beneficiaries and scheduling these meal drop-offs. The SAA – LIS team brought breakfast to the nurses at the front line in the Urgent Care Unit at Memorial Sloan Kettering. They also provided lunch to the ICU team at NY Presbyterian Hospital.
A huge thank you to all healthcare workers for your courage and unselfish commitment to patients and the communities you serve!
There have been many requests for sample messages to use in your fundraising efforts during the uncertainty of the current pandemic. Here are some messages created by Swim Across America staff and leading participants that you can share via email, text message, social media, the SAA fundraising app and other formats.
Every 15 min, 50 Americans are diagnosed with cancer. Even during a pandemic, people continue to hear the terrible words ‘you have cancer’. I have joined the Swim Across America family so that I can continue to give cancer patients hope by raising funds to support cutting edge cancer research. If you are able, please support me and my swim by making a donation to my personal fundraising page. Every bit helps and will make an impact in the fight to find a cure.
Most of us know someone who is dealing with cancer, and how devastating it can be both for the person who is ill and for the family. Cancer touches everyone, and unfortunately during these crazy times, cancer isn’t going into quarantine. That is why I’m STILL making waves to fight cancer with Swim Across America. Since we can’t be together right now, would you instead ‘buy me a drink’ or ‘take me out to dinner’ by making a donation to my Swim Across America swim. The money you give will go toward cutting edge cancer research and make an impact in the fight to find a cure.
The past few weeks have definitely been a challenge for us all, which is why I wanted to send you a quick note to see how you were doing and to share with you on something I am looking forward to. This summer, when we are all hopefully able to come together again, I will be swimming 1 mile in open water with Swim Across America to raise funds to support cancer research. When you have a moment, check out my personal fundraising page to learn more about the event and what the funds will support. I’d love to catch up and hear what you are up to as well. Hopefully you have some fun plans to look forward to later this year too.
I hope you are doing ok in this crazy time. I wanted to reach out to thank you again for supporting my participation in Swim Across America. It really made me smile and feel just a little bit closer during all this isolation. Did you know that you might be able to double your donation by getting a matching gift from your employer? Check with your HR department to see what forms need to be completed or search here to see if your company is eligible for matching gifts. Every bit helps, so thank you for checking with your employer for a match!
I’ve been thinking about you and your family during this difficult time and wanted to reach out to see how you were doing. I’ve signed up to participate and fundraise to support cancer research with Swim Across America this year and they’ve been sharing these inspiring stories about dealing with uncertainty right now that I thought you might enjoy. I hope this brings a little hope to your world right now. I can’t wait until we can get together again soon.
If you have any great messages you think other SAA participants can benefit from using, you can share with us at firstname.lastname@example.org
Again this year, we’re offering an exciting opportunity to show your love for SAA and win a $100 SwimOutlet.com gift card. Enter by tagging @saaswim and @swimoutlet in your SAA – spirited photos from event day and we’ll pick the best one from each open water swim. Grab your friends and family and show us the best the SAA community has to offer like these winners!
Back again this year, we have partnered with SwimOutlet for a social media photo contest for all of our open water swims! All summer, we’re offering an exciting opportunity to show your love for SAA and win a $100 SwimOutlet.com gift card. Enter by tagging @saaswim and @swimoutlet in your photo from your swim and we’ll pick the best one. Grab your friends and family and show us the best the SAA community has to offer!
All summer, we’re offering an exciting opportunity to show your love for SAA and win a $100 SwimOutlet.com gift card. Enter by tagging @saaswim and @swimoutlet in your photo from your swim and add the hashtag #SAASwimOutletto the caption and we’ll pick the best one. Grab your friends and family and show us the best the SAA community has to offer like these winners!